The Two-Portfolio Household: Why Couples in Their 40s Should Stop Treating Every Rupee the Same

Ajay and Supriya Pandey, a couple in their 40s, are deciding how to manage their ₹1.5 crore investment corpus. They plan to create two separate portfolios, one for growth and one for immediate expenses. This dual-portfolio strategy allows them to balance their short-term needs, such as education and healthcare, with their long-term financial goals. By treating every rupee differently, they can make the most of their investments and ensure a secure financial future.

Why it matters

Couples in their 40s need to manage their investments wisely. A dual-portfolio strategy can help them achieve their financial goals.

Market impact

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